Dividend Compare Engine
Compare two dividend holdings side by side, see which pays more today, which holds up better after tax, and which compounds more strongly over time.
Holding A
Optional: Look up a ticker to pre-fill
Holding B
Optional: Look up a ticker to pre-fill
Modeled result insight
Holding A and Holding B are closely matched - see the breakdown for what tips the balance.
Status: Closely matched. Year 10 modeled income gap: $0.
Result explainer
Why this comparison looks this way
What this means
The current modeled income is tied: both holdings show $0 per year under the selected assumptions.
Why this result happened
- Holding A shows $0/yr versus Holding B at $0/yr in the current view.
- Current yield is 0.0% for Holding A and 0.0% for Holding B.
- Basic mode compares current pre-tax income and yield before tax, DRIP, and dividend-growth assumptions.
What could change this
- Dividend rates, growth rates, and prices can change after the comparison is run.
- After-tax comparison uses simplified dividend/withholding assumptions and entered account settings. It is not a full tax return or total-return model.
- A higher current yield does not automatically mean stronger dividend quality or lower risk.
Next number to check
Open Dividend Income CalendarMap the leading income result into a 12-month calendar to see whether it improves your monthly cash-flow pattern.
This comparison ranks modeled outputs only. It is not a recommendation to choose either holding. This is informational only, not licensed financial advice.
Basic Output
Income Comparison
| Metric | Holding A | Holding B | Gap |
|---|---|---|---|
| Annual Income | $0 | $0 | $0 |
| Monthly Income | $0 | $0 | $0 |
| Current Yield | 0.0% | 0.0% | 0.0% |
Projection
In Year 10
In Year 10: Holding A projected at $0/yr vs Holding B at $0/yr. Projected gap: $0 in favour of neither holding
Projection assumes flat dividend rates. Add dividend growth rates in Advanced mode for a compound projection.
Driver View
Income Advantage Breakdown
Income Today
Tied
Holding A: $0 vs Holding B: $0
DRIP Buffer
Add DRIP data in Advanced mode
Coverage ratio and fortress status appear once you add DRIP inputs.
Dividend Growth
Add DGR in Advanced mode
Growth projections appear once you add annual dividend growth rates.
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Dividend Compare Engine
Dividend Compare Snapshot · Pre-tax view
Holding A and Holding B are closely matched - see the breakdown for what tips the balance.
Verdict
Status: Closely matched
Projected Gap
$0
Basic mode holds dividend income flat through Year 10. No dividend growth is assumed.
Holding A
$0
Projected Year 10 income
Today: $0
$ / month
$0
Current yield
0.0%
Holding B
$0
Projected Year 10 income
Today: $0
$ / month
$0
Current yield
0.0%
Why This Snapshot Looks Different Over Time
Income now
Tied
Year 10 leader
Tied
Income now: Tied
DRIP footing: Advanced inputs needed
Dividend growth: Basic mode
Flat-income projection · No crossover detected in the 10-year window.
Comparison Gaps
Gap today
$0
Gap in Year 10
$0
Annual and monthly figures reflect the current pre-tax view.
pre-tax
Research before comparing
Research income holdings
Use the library to understand structure, payout cadence, and research lenses before comparing two holdings.
Open Income Holdings LibraryEducational context
How to Compare Dividend Holdings the Income-First Way
Comparing dividend holdings is not just about which one has the higher yield. Income investors need to weigh current income, DRIP durability, and dividend growth together to see which holding is actually stronger.
Why is current yield not enough on its own?
A higher yield can look attractive at first glance, but it does not tell you whether the income is more durable or whether the holding is building stronger long-term compounding. This comparison tool puts yield beside DRIP buffer and dividend growth so the picture is more complete.
What does DRIP buffer tell me in a comparison?
DRIP buffer shows how much room a holding has between its net dividend payment and the share price needed for reinvestment. In a comparison, it helps you see which holding is structurally better defended if prices rise or reinvestment gets tighter.
Why compare yield on cost as well as current income?
Current income shows what the holding is paying now. Yield on cost helps you understand how efficiently your original capital is working. Looking at both can reveal whether a holding is still productive today or just looks strong because of an older entry price.
What should I do if one holding wins today but loses later?
That usually means one holding leads on current income while the other leads on growth. The right choice depends on whether your next question is cash flow now, stronger DRIP footing, or better long-term income expansion.
When should I use this instead of the Dividend Income Calendar?
Use the Dividend Compare Engine when the decision is between two holdings. Use the Dividend Income Calendar when the real question is portfolio-level income timing, monthly gaps, or how all of your holdings work together across the year.
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Freshness and methodology
April 2026 with 2026 CRA planning inputs.
Comparison outputs use the entered dividend per share, payment schedule, current price, cost basis, DRIP settings, withholding assumptions, and dividend growth rates for each holding.
Updated for 2026 CRA limits · Last verified April 2026
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