Prospyr Learning Centre
Guides for Canadian income investors
In-depth guides on the concepts behind Prospyr's tools and framework system. Built to help investors understand the math, mechanics, and planning choices that sit behind dividend income.
Learning section
Core Guides
Start with the foundational Prospyr guides that define the framework language behind DRIP durability and government-supported income planning.
DRIP Investing
Learn how DRIP works, how buffer and coverage interact, and why reinvestment strength matters more than most investors realize.
RDSP Grants
Understand grant matching, carry-forward room, and how Canadian families can avoid leaving disability support on the table.
Learning section
Registered Accounts & Tax
Use these hubs to place dividend holdings in the right account, understand withholding drag, and read Canadian tax treatment more clearly.
TFSA for Dividend Investors
See how TFSA room, account placement, and tax-free income fit into a cleaner dividend strategy.
RRSP for Dividend Investors
Understand where the RRSP helps, where it changes dividend tax treatment, and when it fits beside a TFSA.
Foreign Withholding Tax
Learn where U.S. dividend withholding shows up, which accounts reduce the drag, and how it changes your real yield.
Eligible vs Non-Eligible Dividends
Understand how dividend type changes tax treatment and why account mix still matters for Canadian income investors.
Learning section
Planning & Portfolio Strategy
These guides connect the tools to bigger investor questions such as conversion timing, income gaps, timeline planning, and yield interpretation.
Portfolio Conversion
Model the move from growth holdings to income-producing assets before tax drag and sequence risk turn into surprises.
Time to Freedom
Work backward from a target lifestyle and understand the variables that change your income timeline.
Monthly Dividend Income
Map uneven payment schedules, spot empty months, and see how a dividend portfolio behaves across a full calendar year.
Canadian Income Holdings Library
Browse Canadian income-paying holdings by structure, payout cadence, tax lens, and planning use case before opening a calculator.
Yield on Cost
Use yield on cost to read mature dividend holdings more clearly without confusing it for the only number that matters.
This content is for informational purposes only and does not constitute licensed financial advice. Consult a qualified financial advisor before making investment decisions.