Prospyr
Prospyr

Canadian income investor tools

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Prospyr

Canadian income investor tools

Track. Plan. Grow. Prospyr is built for Canadian dividend and DRIP investors who want clearer income planning, better framework language, and tools that feel useful instead of promotional.

Coverage RatioDRIP BufferPrice CreepIncome-first
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Tools

  • DRIP Engine SimulatorFlagship DRIP defense tool
  • RDSP Grant OptimizerOptimize grants and contribution timing
  • Smith Manoeuvre CalculatorModel tax refunds and income coverage
  • Debt Freedom EngineCompare payoff and income coverage
  • Dividend Income CalendarTrack monthly dividend flow
  • Income Holdings LibraryResearch structures and payout cadence
  • Lump Sum Income ModelerStress-test income sustainability
  • All calculatorsBrowse the full suite

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    Questions or calculator feedback: hello@prospyr.ca

Who It’s For

  • DRIP Investors
  • Dividend Beginners
  • Tax Optimizers
  • Retirees
  • Growth-to-Income

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This is informational only, not licensed financial advice. Prospyr does not recommend specific securities or investment strategies. Always consult a qualified financial advisor before making investment decisions.

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Built for Canadian dividend and DRIP investors.

NEWPhase 1.5 -- Canadian Income Investors

Dividend Income Calendar

Map your full-year dividend income month by month. See your income gaps, track how DRIP compounding fills them over time, and watch your paychecks multiply.

Holdings are saved locally in this browser. They will not sync across devices.

Your Holdings

New Holding

Dividend growth rate is a forward assumption. Enter your own estimate; Prospyr does not autofill this from Yahoo.

DRIP enrolled
Special / one-time dividendExcluded from year projections

Switch to Advanced for account types, DRIP growth, tax treatment, and projections.

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Your calendar is empty

Enter a ticker, shares owned, dividend per share, and at least one payment month to see your income calendar.

Research before mapping

Browse income holdings

Research income-paying holdings before mapping them into your monthly income calendar.

Open Income Holdings Library

Prospyr is free. If this calculator helped, buy me a coffee ☕

This calculator is for informational purposes only and does not constitute licensed financial advice. Dividend payments, DRIP eligibility, withholding tax rates, and tax treatment vary by security, broker, account type, and individual circumstance. Consult a qualified financial or tax advisor before making investment decisions.