About Prospyr
Prospyr is an independent Canadian personal finance platform built specifically for income investors: people who think in dividends, DRIP cycles, and coverage ratios, not just portfolio balances.
Why We Exist
Most financial calculators in Canada are built by banks. They're designed to look helpful, but their real job is to funnel you toward the bank's own products. The math is basic, the tools are siloed, and nothing connects to anything else.
On the other side, generic finance content can explain concepts, but it rarely gives Canadian dividend investors a clear way to test the numbers in the moment.
Prospyr fills the gap. Independent tools that understand how Canadian income investors actually think, with the depth to handle DRIP simulation, grant optimization, and portfolio conversion in a focused, calculator-first experience.
What Makes Us Different
- Independent. No bank owns us. Every calculator gives you unbiased numbers, not a sales pitch.
- Built for income investors. DRIP buffer analysis, price creep detection, share growth simulation. Tools that understand how income investors actually think.
- Canadian-first. TFSA, RRSP, RDSP, FHSA: every tool is built around Canadian accounts, tax brackets, and contribution rules.
- Connected thinking. Each tool is designed to help the next question feel easier, from contribution room to income targets to DRIP planning.
Where We're Headed
Right now, Prospyr offers free standalone calculators: tools you can use immediately without signing up. This is just the beginning.
We're continuing to add new calculators, income-investing research, and Canadian DRIP planning tools that make income decisions easier to understand before you act.
The goal is simple: give Canadian income investors clearer tools to plan, compare, and grow with more confidence.
Get in Touch
Questions, feedback, or partnership inquiries? Reach us at hello@prospyr.ca.
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Start Exploring
All of our calculators are free and available right now. No sign-up required.
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