Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
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The role of financial sector holdings in a Canadian dividend income strategy
Financial sector holdings can anchor Canadian dividend income, but banks, insurers, exchanges, and asset managers do different jobs.
Read article→How dividend ETFs distribute income differently from the stocks they hold
Dividend ETFs can simplify income, but their distributions blend dividends, fees, ROC, capital gains, and timing in ways individual stocks do not.
Read article→How Canadian energy sector stocks generate dividend income - and what makes them different
Canadian energy dividends can be powerful but cyclical. The income depends on commodity prices, balance sheets, capital returns, and payout policy.
Read article→Infrastructure holdings in a Canadian income portfolio: what stable yield actually costs
Infrastructure holdings can add stable yield, but that stability comes with debt, regulation, capital spending, and slower upside.
Read article→How ROC distributions affect your adjusted cost base and income plan in Canada
Return of capital can feel like tax-free income, but ROC reduces adjusted cost base and shifts the tax bill into a future capital gain.
Read article→Preferred shares in a Canadian income portfolio: what they do and where they fit
Preferred shares can add income between bonds and common stocks, but rate resets, credit risk, and tax treatment decide their real portfolio role.
Read article→The income profile of Canadian insurance stocks - and how they differ from bank dividends
Canadian insurance stocks can look bank-like from a dividend screen, but their income profile depends on underwriting, capital, and rate sensitivity.
Read article→What makes a defensive dividend stock: how Fortis-type holdings stabilize a portfolio
Defensive dividend stocks can steady income when markets wobble, but the stabilizing job comes from cash-flow structure, not yield alone.
Read article→How Canadian telecom stocks fit into a dividend income portfolio — and the tax angle
Canadian telecom stocks pay eligible dividends from an oligopoly structure. High debt and capital costs make the income more complex than the yield suggests — here is the tax angle.
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