Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
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Why Your Dividend Yield Is Wrong (And How to Fix It)
The yield your brokerage shows you is the gross yield — before tax, before commissions, before withholding. Here's how to calculate the yield you actually receive.
Read article→The Dividend Income Milestones Every Canadian Investor Should Know
Most investors track portfolio value. The ones who actually get there track income milestones. Here are the six numbers that mark real progress toward dividend freedom in Canada.
Read article→How Much Do I Need to Retire on Dividends in Canada?
The math behind dividend retirement in Canada — how to calculate your number, which yield assumptions are realistic, and why most people underestimate it by $200K.
Read article→The Canadian Dividend Tax Credit: Why Canadian Dividends Are Taxed Less Than Your Paycheque
If you earn $1,000 from your job and $1,000 in eligible Canadian dividends, you don't pay the same tax on both. Here's exactly how the dividend tax credit works — with real numbers.
Read article→RDSP Grants for Children with Disabilities: How Much Can Your Family Actually Get?
If your child has an approved Disability Tax Credit, the government will match your RDSP contributions up to $3,500 per year — plus deposit up to $1,000 in bonds with no contribution required. Here's exactly how much your family can get in 2026.
Read article→How RDSP Grant Matching Works in 2026
The federal government will match your RDSP contributions up to $3,500 per year. Here's exactly how the matching tiers work and how to maximize your grants.
Read article→Time to Financial Freedom: How to Calculate Your Number
Forget generic retirement calculators. Here's how to calculate exactly when your dividend income will cover your expenses — and what levers you can pull to get there faster.
Read article→Should You Convert Growth Holdings to Income?
Sitting on capital gains but earning no income from your portfolio? Here's how to think about converting growth holdings to dividend payers — and the tradeoffs involved.
Read article→